Just renewed the insurance with Peter Best. Made enquiries re the fitting of X Powers and advised that there would be a 15% loading. No doubt you would agree it's worth the extra.Originally Posted by Ragman
Just renewed the insurance with Peter Best. Made enquiries re the fitting of X Powers and advised that there would be a 15% loading. No doubt you would agree it's worth the extra.
Do they think someone is going to Nick them?.
I understand a loading for after market Alloy Wheels but an exhaust? Do they increase the power by 15%?
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and would get back onto them and ask to speak to Matthew, I'm sure mine made no difference to their premium?
colintf
Colin Murrell
vin 00242 - Probably the only 260 to have driven the full Le Mans circuit?
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Bit outrageous surely? For an MGR option that could have been fitted from new....
The difficulty is proving it if one doesn't have original bill of sale
Colin Ellis #456 It'll be alright in the end. If it's not alright, it's not the end
I have never declared my xpowers as they are a facory fit option and I had no problems when 545 was wrote off with them on
Thanks - was planning to go that route next time round, hadn't crossed my mind before
Colin Ellis #456 It'll be alright in the end. If it's not alright, it's not the end
Thanks to you all for your suggestions. I quite like the one submitted by Eurorover particularly. It just makes you wonder when dealing with Insurance Cos., as to what added extras add on the extra.
Me, I declare any mods / extras, still doesn't cost me any more!
colintf
Colin Murrell
vin 00242 - Probably the only 260 to have driven the full Le Mans circuit?
MG Car Club Z Register V8 ZT/ZTT Rep.
MG Car Club V8 Register V8 ZT/ZTT Rep
MG Car Club MGF Register Regional Rep for Devon & Cornwall and Cotswold Regions.
MG Car Club MGF Register International Liaison Representative
http://www.mgfim.org/
http://www.two-sixties.com/main.htm
http://www.v8register.net/
http://www.mgfregister.org/
http://www.racethemg.com/ http://www.triple-mracing.com/
Member of MGCC (UK), MGOC, VSCC & TSSC (Triumph Sports Six Club)
Its easy. Declare anything that isnt part of the standard specification. An optional extra is an extra, regardless of if it was fitted at the factory, by a dealer or by you.
I have always found its best to be honest with insurers, they will soon tell you what impact various optional extras/mods with have on a policy. If the premium start increasing significantly due to mods/extras, simply find another insurance company.
FWIW there was no increase in premium when I declared my small list of extras/mods on my Peter best 'classic' policy.
Do you know if your quote is for a 'classic' policy or normal?
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