When i uped my insurance for the s/c kit with PB, the female told me a S/C added 25% to the policy and as i was paying in the regeion of £285 with legal protection ect i paid an extra £65 which whilst is is very good why aren't we all the same, i except age/claims /area come into it but at 65 and never claimed except for windscreens, been driving continually from 17 and in a rural area SA15 why not me.Anyhow best of luck to all of you who are having it cheaper.