Insurance woes!!

[cris_19010689]

Now then guys,

I am 22 years old and looking to buy a zt260. Only trouble is, the insurance regulations have just altered for under 25's. My last insurance quote was a reasonable £1500 but now it seems the cheapest I can get is £2200. I have no convictions on my licence which I have held since 17 years old. I have also never had any claims for insurance. Does anyone have any idea where I might be able to get a better quote? I have tried confused.com, which gave me the £2200 as the best. My current insurer, Aviva have said they are unable to provide me with a quote :/

Any advice would be greatly received, as I would love to own one of these epic machines.

Cheers, Chris

[Coasting]

Have you tried Peter Best insurance, not sure if they deal with younger drivers, but they might be able to insure it under a classic policy iof you dont do much mileage

[James C]

Peter Best wouldn't even quote me as I was under 30 since the insurance changes.

I went with Adrian Flux in the end (I'm 29 though)

[wraith01mg]

Unfortunately Chris. The cooky is not crumbling in a good way at the mo. Due to my cars paint Job being ruined earlier this year by a vandal, I've lost 9 years no claimes and am paying £1100 per year on mine now from £600 unlimited milage.

I hate to say it, you may struggle to find better than £1500 PA.

However, the very best of luck Chris.

[greeners]

Try Admiral Direct or Performance Direct.....

[The Chunky Chap]

Admiral or Elephant I reckon. I was 21 when I got mine (last year) and paid around £1400 and this year that's gone down to £1100 (now 22), both with Elephant but I think Admiral are pretty much the same company. Oh, that was 2 and 3 years NCB, respectively, with no limit on mileage and no claims/convictions.

HTH

P.S. Not sure if this is still the case, but when I first got mine, there was a £500 per annum increase (!) for SE over non-SE.

[ROBZTV8]

hi there cris i bought my 260 when i was 23 and i insured it with direct line fully comp for £950 dont know if you have tried them but worth a go. The second year with them it went up to £1350 for some reason but im 25 now and got my renewal yesterday its gone down to £850. Good luck m8

[cris_19010689]

thanks for the advice guys. i have just looked on temporary insurance cover sites (to cover me going to test drive one) and the youngest i can be to be covered is 23 so i guess i'm out of the loop for another 8 months :/ still i guess it will give me more time to save to cover for fully comp insurance.

£1500 to me was reasonable because at the age of 17 i acquired a brand new kia picanto 1.0 (which i still have as my daily driver) and i was paying £1800 on it then as it was a "new car and new driver" (it only cost £4995 to buy!). On the other hand, i also have a classic mini cooper sport 500 which does little mileage a year (only goes out in fine weather) and that is insured for £330 per year *shrugs* lol the comment bout the banks/ cowboys made me laugh

[Scourge_151]

Stick your mum on your policy as a named driver, usually helps a little. Also consider doing pass plus and/or IAM if you haven't already. My best 260 quote is around £1300 but then I've had a bump that was own fault which doesn't help and I'm 27 with 7+ years of no claims. Insurance is always creeping up though, my cover on my IS200 went up £95 for no reason the last renewal.
Being under 30 sucks hard for anything tasty to drive.

[wraith01mg]

It's sucky for all Of us I'm afraid. Not helped by vandals, theives and the uninsured. Mind you. The insurance companies are the biggest bunch of pirates this side of tortuger.