Insurance - alarm troubles

[alexcarson]

Hi guys,

I thought i would say something about getting insured as a younger driver as i had some real trouble. Unfortuniately Peter Best only insure drivers over 25 and its the same story with all the specialist insurers. I went with Privilege as they were fairly reasonabe (relatively speaking) but had a nightmare trying to prove the 260 had a thatcham cat 1 alarm.

For some reason they want a certificate to prove what alarm system is installed even though its factory fitted. I had a hunt around on google and found plenty of other people had gone through the same hassle, without much success as such a certificate doesnt seem to exist for the 260. Anyway after several letters and phone calls i managed to sort everything out with a letter from the original dealer (now an audi dealer) confirming the alarm was thatcham cat 1, they were happy to do this for me. Privilege seemed happy with it and im all insured now. Hopefully this info is helpful for anyone else in a similar situation, aren't insurance companys fun..... lol.

[pessling]

how old are you? i didn't have any trouble insuring the car from the age of 23, try marker study insurance, who specialize in high performance cars.

[Stu C]

Yes echoing what Peter said (funnily enough i got my 260 at 23) ive beenw ith Elephant and Bell and havn't had any problems with stating a standard factory fit alarm

[Tim]

Welcome along Alex noticed you are still 'blue'. Don't forget to send the questionnaire back.

[alexcarson]

I'm 23 as well! Thanks for your suggestions. I don't suppose anyone can tell me what the make and model of the alarm fitted to the 260 actually is?

[Herman]

Maybe this link will help others with insurance troubles

http://www.thatcham.org/security/pdf...gerCarCAT1.pdf

[Ajay]

Maybe this link will help others with insurance troubles

http://www.thatcham.org/security/pdf...gerCarCAT1.pdf

ZT & ZT-T 260
ZT, ZT-T & Rover 75 or Rover V8 ; not listed

[Ajay]

This may also help (but may confuse)

Feature Code: R S U L
R = Remote (Key)
S = Software Lock (Circuits Isolated)
U = Ultrasonic (Special Detection)
L = Central Locking (Extra Facilities)

Key features of a Category 1 " Combined Alarm and Immobiliser":

• Alarm with full perimetric and volumetric detection, battery backed-up siren.
• Immobiliser isolating a minimum of 2 operating systems, passively armed.
• Anti-scan, anti-grab resistance of key codes.
• Coded fuel valve for L1.

[Belcher]

This sounds strangly familiar! I was with Privilige for ages, and when I got the 260, they tried the same one on me. I even quoted the ABI code for the car, and dug out the original certificate number of the alarm from the manufactures (as in Rover/MG). They still wanted a certificate from the manufacturer though, who obviously no longer existed. They ended up saying that I was only insured for Third Party Only (not even covered for theft therefore). I ended up telling them to do one, and went to PB.

Privilige are lacking somewhat in common sense, and basic investigative abilities, and I would knock them on the head without a further thought.

Hi guys,

I thought i would say something about getting insured as a younger driver as i had some real trouble. Unfortuniately Peter Best only insure drivers over 25 and its the same story with all the specialist insurers. I went with Privilege as they were fairly reasonabe (relatively speaking) but had a nightmare trying to prove the 260 had a thatcham cat 1 alarm.

For some reason they want a certificate to prove what alarm system is installed even though its factory fitted. I had a hunt around on google and found plenty of other people had gone through the same hassle, without much success as such a certificate doesnt seem to exist for the 260. Anyway after several letters and phone calls i managed to sort everything out with a letter from the original dealer (now an audi dealer) confirming the alarm was thatcham cat 1, they were happy to do this for me. Privilege seemed happy with it and im all insured now. Hopefully this info is helpful for anyone else in a similar situation, aren't insurance companys fun..... lol.

[SH4RKY]

23 and was with admiral/elephant/bell etc until my recent swap to peter best. Never had an issue with the alarm. Noticed on several insurance sites that the 260 had its own choice under something like 'Rover 260 alarm system' or something like that.