Do shop around and don't forget your local broker, I did all the usual Internet searching and my local broker was within £5 and I can pop in if I ever get a problem.

I have tried to sort and insurance claim over the phone a few years ago and I vowed never again, every time you pick up the phone there is a different person and you have to explain it from the beginning. For the sake of a few quid a year I will always try and use a local broker.

Steve